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The Coffee Budget : $100 A Month!?!

  I wish I was joking about it but the reality is I actually did my budget for February and I spent $100 ( One Hundred Dollars ) on Coffee. That is a medium or large Mocha and possibly with a pastry or donut or Croissant. My average ticket was $7 that is either a medium mocha with a 15% tip or it was $15. There are about three or four places I go and yes, I always leave a tip.  You'd think even at $7 at five times a week that is only $35 a week but times four and you get my problem.  Spending $2000 a year just to drink coffee is a bit much and really not good when I am spending $6000 on transit another $1700 on storage unit $800 on my phone and just over $18K for rent. This is nothing compared to what my credit card balances ($10K +/- $3k) but if you look at what I take home versus my gross how in the world can I afford to live on $40K a year in expenses.  This does not include any dental or medical issues that may or may not have come up. So, I have to figure out th...

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